How to make money on binary options affiliate programs. BinPartner - powerful binary options affiliate program

Both dealing centers and, in order to expand their client base, offer everyone who wants to make money on affiliate programs. Affiliate program participants binary options Can become both experienced webmasters and ordinary Internet users. Affiliate programs of various brokers have a lot in common, but they still have their own characteristics regarding the methods of calculating and the amount of rewards for partners. But not all newcomers who decide to work on this path know about this - and get burned by it.

Let's look at the working principle of ordinary brokers. A person, by clicking on an affiliate link, registers with a company offering financial services on the Forex market. The partner, in most cases, receives as a reward a percentage of - the client makes a transaction, and the difference between the purchase and sale prices of the currency instrument will be the profit of the broker and the partner, depending on the conditions, in different ways percentage. The partner receives profit according to the Revenue Share plan. Exception from of this rule- . In its terms there is a clause that allows partners to make a profit not from the trading activity of clients, but from attraction - the broker pays the partner a fixed amount for attracting (usually $200), after the client performs certain actions. This could be a top-up account a certain amount, closing a certain number of lots, etc. - this compensation plan is called CPA.

What is a CPA compensation plan? In relation to brokers, CPA (Cost Per Action, translated from English - payment for action) is a one-time payment for registration and replenishment of an account by a client. Everything is simple - for example, a person registers using your affiliate link, replenishes his account with $500 - the options broker pays you a $200 remuneration, one-time. That’s it, you won’t get any more profit from this client, you need to attract new ones.

Now let's figure it out What is a Revenue Share compensation plan? Revenue Share is a payment of a percentage of profits. The client trades binary options, and the partner who attracted him receives a percentage of the profit that the attracted trader brings to the options broker.

And now here’s a question to which most beginners, and, perhaps, experienced partners, do not know the answer: Which compensation plan to choose - CPA or Revenue Share? And everything is not as simple as it might seem at first glance. You choose a CPA model - what if the client starts trading? long years, and according to the plan, Revenue Share could generate profit for a very long time? If you choose the Revenue Share plan, the client will make one deposit, delete it and will not trade again. But there is another “pitfall” that novice partners know nothing about and, oddly enough, there is practically no information on the Internet. To bring this stone to the surface, let's look at the definition of Revenue Share in the economic dictionary. According to the dictionary, Revenue Share is the distribution of income or losses between partners. Here it is, keyword- "losses"! Such situations do not arise among Forex affiliate programs, but affiliate programs of options brokers do. You can choose the Revenue Share compensation plan and instead of profit you will receive only “minuses” - your affiliate account will have negative balance, and until you get into profit, you will not have any income. Under this compensation plan, you share with the options broker not only the profit, but also the loss!

In light of all this, the CPA compensation plan looks a little more attractive than the Revenue Share, right? And having this information, you can already draw some conclusions and experiment - for example, agree with option affiliate managers on a mixed remuneration plan - for example, 70% CPA and 30% Revenue Share.

We’ve sorted out a little bit about getting future profits, now you can familiarize yourself with the list of affiliate programs of options brokers and choose best companies to work with them.

List of affiliate programs of binary options brokers.

Binomo broker affiliate program.

The affiliate website is presented as a separate resource - binpartner.com. The Russian version of the site is supported. When registering an affiliate account, you can choose one of the cooperation options - this is Revenue Share, where income will be accrued as a percentage of the profit (from 50 to 70%) received by the broker from the activities of attracted clients, or CPA. In the second case, the company pays a fixed amount of profit for an attracted client who tops up the account with a certain amount. The maximum one-time reward per client reaches $400. Payments are made every week. The program is two-level, earnings from second-level partners are 5%.

Payments are made to systems such as WebMoney, Payments, Yandex.Money, Skrill. Technical support for partners is provided by personal managers.

Registration in the Binomo broker affiliate program.

Binary Affiliate Program.

The affiliate website has been partially translated into Russian, but to a sufficient extent. Earning money is possible only by attracting clients, but not partners. Remuneration plan - Revenue Share, paid from 20% to 35% depending on the company’s net profit for the month from attracted clients:

  • - if the profit reaches $10,000, then the partner’s earnings will be 20%;
  • - profit amount from $10,001 to $50,000 - 25% to the partner;
  • - from $50,001 to $100,000 - 30%;
  • - from $100,001 - 35%.

In agreement with the affiliate program manager, you can change the compensation plan. Among the advantages - due to the minimum deposit of only $5, it is easy to attract newcomers + detailed statistics in real time.

Payout options - Neteller and Binary account. The Neteller payment method is not suitable for us - it is more designed for Western users. To receive payments to your Binary account, you will need to open a client account - payments will be transferred to it, and then withdraw your earnings from the client account. Available withdrawal methods - credit cards, bank transfer and electronic payment systems, including WebMoney, Qiwi, MoneyBookers and others.

Registration in the Binary broker affiliate program.

AnyOption broker affiliate program.

The interface of the partner site is in Russian. AnyOption broker partners are offered two types of commission plans, which differ in the way earnings are calculated. The first plan provides for the accrual of earnings in the form of a percentage of the profit that the broker received from trading activities attracted client - also known as Revenue Share. By choosing the second plan - CPA, the partner will receive a fixed amount of payment for each registered client if he fulfills certain conditions. AnyOption broker offers its partners a full range of marketing tools, access to Personal account with detailed statistics on attracted clients and accrued earnings.

The Revenue Share program offers the following compensation plan:

  • - if the attracted clients brought the broker an income of up to $10,000 within a month, then the partner receives 20% of this amount;
  • - broker income 10,001-50,000 dollars - partner profit 25%;
  • - broker income 50,001-100,000 dollars - affiliate earnings 30%;
  • - income brought to the broker more than $100,001 - partner’s earnings 35%.

Earnings are calculated based on the net income received by the broker, which will be equal to the gross income minus chargebacks, losses, payment processing fees and loans presented to the user.

The second commission remuneration plan (CPA) involves fixed payments for each attracted client. The amount of commissions depends on the quality and quantity of traffic attracted to the AnyOption broker website.

The AnyOption affiliate program is two-level and allows you to earn 2.5% of the latter’s profits by attracting second-level partners. Payment of earnings is made via WebMoney, PayPal, MoneyBookers, Coin or bank payment.

Registration in the AnyOption broker affiliate program.

24option affiliate program.

At first it may seem that the website of the binary options affiliate program of the broker 24option Binaryoptions Affiliate is in English. But this is not so - after registration, you can enable the Russian language in your account settings.

The affiliate program has 2 compensation plans: CPA and Revenue Share. According to the CPA plan, a partner who brings from 1 to 10 real clients within a month receives $100 for each, from 11 to 50 - $150, from 51 to 100 - $200, more than 101 clients - $250 per everyone. Under the Revenue Share program, a percentage of the income received by the broker is credited to the partner’s account. The commission amount reaches 50%. The company also provides additional bonuses and rewards for loyalty.

The affiliate program is two-level, which means that you can also earn money from the work of sub-partners, with a profit percentage of up to 10%. Profits are paid to Webmoney, MoneyBookers, some payment systems, and bank cards. The partner can discuss the withdrawal method and other details with his manager after registering on the site.

The advantage of the 24Option affiliate program is big choice promotional materials in the form of banners, manuals, videos, text templates.

Register in the 24option broker affiliate program.

uTrader Affiliate Program.

As such, the uTrader broker does not yet have an affiliate program, although work in this direction, according to the company’s managers, is underway. You can earn money by attracting clients, but not partners. The affiliate website is in English, very simple - literally - one-page. Promotional materials are placed in a separate section, and navigation through them is very convenient.

uTrader offers three types of compensation plans: Revenue Share, CPA and combinations thereof. Revenue Share - the amount of percentage payments depends on the activity and number of attracted clients, presented in the range from 30 to 45%.

As an example, you can consider the formula by which Revenue Share is calculated in the affiliate program of the broker uTrader:

( - ) * 0.3

PNL (Player Net Loss) is what the uTrader broker earns from each trader. GBonus (Grant Bonus) - if valid bonus program, and the broker returns some funds to the trader - then it is deducted from the PNL - to get the amount of net profit. 0.3 is 30%, the Revenue Share rate, that is, this is 30% of the net profit of the uTrader broker from each trader.

Under the CPA plan, the partner receives a fixed amount when the trader makes a deposit.

According to the mixed plan, a fixed amount is paid when the client deposits funds into the account + a percentage of the broker’s income, as long as the trader works in the binary options market with uTrader. To receive a mixed compensation plan, you must contact the company's managers.

Payments - via WebMoney, credit cards, bank payment.

Registration in the uTrader broker affiliate program.

Conclusion.

As you can see, the conditions for affiliate programs of binary options brokers are almost the same, they differ only in the size of the percentage of affiliate accruals. Competent partnership activities involve cooperation with several companies simultaneously. As for choosing the type of remuneration, everything is decided taking into account the partner’s capabilities, his strategy for attracting clients and knowledge of information about what CPA and Revenue Share remuneration plans are.

The information from (on how to develop your business as a partner of Forex dealing centers) will certainly be useful for those who decide to start cooperation with binary options brokers - the principles of work for these affiliate programs are the same.

Binary options are becoming more popular every day and the number of people who want to make money with this financial instrument growing inexorably. The number of brokers offering already numbers in the hundreds, and the Internet is teeming with discussions of their own and others’ experiences.

Despite the fact that the topic has been on the market since 2008, in Russia it began only in 2011, and therefore to this day it is not only relevant, but also has good prospects. Many people want to become traders, but there are difficulties technical analysis these crowds return to the ranks of the office plankton, and the fear of losing 100-200 dollars generally chains you to the office chair forever. Nevertheless, the idea lives on, from time to time people ask for help on Google and look for the key to transferring their income at least home, and at most to a paradise island.

When you go to the broker’s website, you realize that you “don’t understand anything.” Dry conditions, numbers and not always successful advertising slogans - that’s all! And of course, they need their business to develop, and they are willing to pay for it. This is why all kinds of affiliate programs are created. Binary options brokers create their product, and affiliate sites sell it. This scheme is ideal, and in all areas of business and binary options are no exception. The manufacturer and the seller have radically different thinking.

Finding such a manufacturer for yourself and creating a sales system for him, receiving a reward for it, is a great opportunity to make money.

Our team monitored and sifted through more than two hundred different brokers and chose only 10 worthy ones; these brokers are our partners. They are reliable and comply with the terms of the contract. The list and rating of brokers can be viewed.

Among binary options affiliate programs, I would like to highlight such mastodons as:

Anyoption
IQ Option (Foreign traffic)— Details of the affiliate program
Utrader— Details of the affiliate program

These brokers work efficiently, have a clear affiliate program and support. They are also the most attractive to the end client. Traders trust them, and many have been cooperating for years.

Other brokers also have affiliate programs, but in our opinion they are of secondary importance; we recommend starting with the above companies, besides, the conversion rate of these brokers due to their reputations is much higher than that of others.

No, I did not become a trader, but I know a reliable way to make a lot of money on binary options. Working with a binary options affiliate program can bring much more satisfaction and income than trading itself.

Today I’ll tell you about the affiliate program of one of the binary options brokers, namely Binomo and Binpartners.

How much can you earn on a binary options affiliate program?

7% Karl!

Earnings are 7% of the value of each option... Each option!!! All the time. And earnings do not depend on whether the trader trades in plus or minus. From each option you get money. Let’s say the client you brought traded options for $100 ten times in a row per day, and at the same time broke even. From each such transaction you will receive $7, a total of $70 per day, earning more than your trader.

Where is the money, Zin?

The money is taken from the broker's commission. If a trader correctly guesses the direction of the asset’s value, he receives 80 to 90% of its value in addition to the cost of his option. if he loses, he loses everything. Read more about the benefits for traders.

Who is this affiliate program suitable for?

Active go against the flow

Binpartner works with a wide range of partners:

  1. For webmasters
  2. For affiliates
  3. For traders
  4. For SMM specialists
  5. For bloggers
  6. For owners email newsletters
  7. For active participants of investment forums
  8. For active users social networks.
  9. For those who want to join one of the above categories.

Options for making money on an affiliate program.


You can earn money by attracting traders (who will trade options using the Binomo broker) (earning 7% from the option, but not more than 50% of the trader’s deposit)

Or on attracting partners to the affiliate program (5% of the income of the attracted partner)

Ways to attract traders.


  1. For webmaster Banners and landing pages are provided. As well as subaccounts through which you can send traffic from your sites.
  2. Arbitrators can use all available advertising channels (context, teasers, targeted advertising on social networks, direct purchase of advertising space on specialized platforms, etc.)
  3. Traders As a rule, they move in appropriate circles, and they have personal acquaintances with colleagues in the shop. Personal recommendation sometimes better than any advertising and the most convincing landing page. So if you are a trader with a bunch of contacts, then hurry up and convert your contacts into money.
  4. Smm/smo specialists they know how to squeeze traffic out of social networks, how to properly warm it up and how to direct it for registration. Receiving traffic from social networks is not prohibited and is very welcome.
  5. Blog owners on popular blogging platforms, as well as financial and personal, they can appreciate the prospects of an affiliate program, not only attracting their readers through articles, but also participating in (by the way, this article is also participating).
  6. Also an effective recruitment channel is own email newsletter, especially on financial topics and everything related to work and earning money via the Internet. The owners already have their readers' trust and a recommendation through their legal mailing has a good response from readers.
  7. Active forum users, even without having your own website and understanding nothing about advertising, you can earn money by starting topics about binary options on financial and other forums on time (Even on city and specialized forums there is an audience that is interested in options). Also, a simple link in the signature of a popular account on a financial forum like mmgp can bring enough registrations and money in the form of passive income.
  8. Active users social networks having thousands of subscribers on their profiles, in their groups or on their youtube channel They learned long ago that their popularity can be converted into money. And the Binpartner affiliate program provides another type of monetization of an account on a social network.
  9. Even if you don’t have any of the above skills, but you have a desire to move in this direction, then you can try; the partner works with both professionals in their field and newbies in affiliate marketing. There is no invite system or preliminary interview (approval) of partner accounts.

Why do traders register with Binomo?

Affiliate and good conditions For partners, this is good on the one hand, but are the conditions so good for the end trader? Let's understand this issue, because our profit will depend on the ease of use of the platform by end consumers. The more attractive the conditions at the beginning, the more registrations we will receive, and the simpler and clearer the interface, the more active traders we can get who will prefer our platform to others.

  • The visitor is greeted with bright, informative Landing Pages designed to different types traffic. For each visitor there is a landing page and a set of banners depending on the interests of the users. There are landing pages for investors, for Forex traders, for making money on the Internet, and even landing pages for adult traffic.

Examples of landing pages below (click on the screenshot to enlarge):


Options

For “adult” traffic

Landing page Gasprom shares

Investing in Tesla

Increase in pension

  • Good bonuses on your first deposit.
  • And also a beautiful enticing phrase about “20 free options“forces you to register at least to “just watch.” Our people love freebies, so this marketing ploy is more than appropriate. All profits from free options will be credited to your real account. The banner looks like this:
20 options for free
  • Low threshold for input and output (minimum deposit $10)
  • Minimum option value $1
  • And the minimum option time is 60 seconds

All this makes Binomo attractive to a trader, and the conversion from visitor to client is more than decent.

Other advantages of an affiliate program

The minimum payout is $20. For financial affiliate programs, this is not such a large amount.

Otherwise, everything is the same as everyone else’s, several payment systems for withdrawal, prompt support, withdrawal of earnings 2 times a month.

Disadvantages of an affiliate program:


The affiliate is young, so there are still plenty of shortcomings. I tried to group and structure them so that it would be easier for the owners and readers would immediately know what they might encounter.

Disadvantages of promotion.

  • There are no interactive promos (flash / html5 banners)
  • There are no trading emulator widgets for third-party sites.
  • There are no ready-made promotional texts (announcements, digests) for bloggers and the media. (not every blogger is ready to write high-quality selling text, and it’s easy to post a ready-made one that’s not even unique).
  • There are no ready-made series of letters for email campaigns within your database.
  • There is no adaptive layout (or mobile version) on most landing pages. In an era when mobile users are increasingly neglecting such traffic, it is simply a crime.
  • Multilingual functionality is declared, but in fact it is not on any landing page or website. Attracting an English-speaking audience is useless.

Other disadvantages:

Lack of an application for iOS (more paying audience)

What can be changed and done to qualitatively improve the binpartner affiliate program?


  1. Correct identified deficiencies in the promotion
  2. Complete the application for traders on the iOS platform
  3. Make a multilingual version of both the promo and admin panels. And it doesn’t turn out well, it seems English language there is, attract - I don’t want to, but in fact, foreign financial traffic can be drained into Russian promo. This is already a setup (traffic is not cheap).
  4. Make payments upon request. For arbitrage traders, fast turnover of money is extremely important. This is beneficial for both the partner and the affiliate. If an arbitrator has, for example, $1000 of working capital to spend on advertising. They fly away on day 1 and are immediately converted into registrations, deposits and money on the affiliate balance. But you need to wait for the payment (which is 2 times a month) to start advertising again. Therefore, an arbitrator needs either large budgets or quick payments (can be organized as advance payments, credit payments, or early payments). a large percentage for withdrawal). This will increase turnover and profits for all parties.

Despite the presence of some problems and inconsistencies in the promo and interface, affiliate program binary options broker Binpartner is in a great way make money on binary options without trading them at all.

You know, how much can you earn on a binary options affiliate program, for example, broker Binomo? Or do you think that this type of income is absolutely futile? We dare to assure you that this is absolutely not true! And we're on real example We’ll show you how much you can “put in your pocket” on the affiliate program of a binary options broker - believe me, when making the right choice affiliate programs and a competent approach to business, the amount of earnings will be very impressive.

Without having knowledge and practice in trading, this is quite possible! This opportunity is provided both by dealing centers and their partners - people who are involved in attracting clients to the company. Depending on the company with which you plan to develop partnerships, the level of earnings will also vary. The more reliable a company is, the higher its reputation, the easier it is to attract serious clients who will work for a long time, bringing profit to the partner who attracted them. One of these reliable counterparties is, which has been operating on the market for more than 3 years.

Rice. 1. BinPartner provides favorable conditions for partnership cooperation.

But you shouldn’t think that working as a partner will immediately bring huge profits. Like any other activity, partnership requires considerable effort. On the website you can find a lot useful information to create and develop its affiliate network, which will be relevant for both DC partners and options broker partners. But by watching the video below, you can make sure that you can make money on affiliate programs of binary options brokers and, moreover, quite effectively! A client of the broker who cooperates with the Binomo affiliate program shares a success story of making money on the BinPartner affiliate program, who managed to earn more than 10 million rubles in just under a year. It is worth noting that if you maintain regular activity to attract clients, your earnings will only grow.

Creating and developing an affiliate network requires not only time, but also the ability to create your own strategy for attracting clients. In turn, the Binomo company provides full access to information about attracted clients and the operations they carry out by depositing funds into the account, on trading transactions completed per day and for all time, on withdrawals of funds from accounts, and finally, on the percentage of earnings from each partner. Promotional materials Partners can find referral links for posting on Internet resources in their personal account.

BinPartner is an affiliate program, which means that you can earn money automatically from attracting clients with second-level partners. Watch the video - earnings on the Binomo affiliate program amounted to hundreds of thousands of dollars:

If you also want an options broker, then a video with the success story of one of the company’s partners can be an excellent incentive to take this activity more seriously. An example of success is confirmation that earnings from affiliate Binomo program is real, the main thing is to make the necessary efforts, and then profit will not keep you waiting. Well, if you ass in traffic arbitration- then this is definitely your topic!

Are you ready to try your hand and earn, if not the same, then at least a couple of bucks a month? Then register in the affiliate program of the binary options broker BinPartner - registration link.

Greetings, dear blog readers! Remember, in the last lesson we talked about. I received quite a lot of letters by email. To someone this topic interesting, some don't. Some thanked me for the article, others sent me to hell... Opinions vary. This is understandable.

Of course, whether you make money on binary options or not is your decision! If you don't want to, don't. My job is to tell. It's up to you to draw conclusions. You know that there are other ways to make money on the Internet. Maybe less profitable, but more understandable and transparent. Let's move on.

Today I would like to look at the topic of making money on binary options from a slightly different angle. Namely, to tell you about the possibility of earning money on options as a partner. That is, take part in the brokers’ affiliate program.

In this case, you will not have to trade binary options yourself. You just become a partner of one or another binary options broker, you get everything necessary materials— banners, links, sliders, etc. Next, advertise your affiliate link.

If a person who comes through your link makes a deposit (usually a minimum deposit of $200), then you receive your commission. Often, the commission amount ranges from $100-$150 per deposit, depending on the broker you choose. For example, commissions are $100, and commissions are $150. There is a difference, but in principle, both amounts are considerable, so you can work with each of the brokers. Although for beginners, I again don’t recommend spraying too much. Choose one thing first.

Ethical or unethical?

I used to think that only those who advertise porn sites or products of an erotic nature ask this question. It turns out not. I myself, when I started working with binary options affiliate programs, asked myself this question - “Is it even ethical to advertise binary options?” I’m sure many will say: “This is Forex! This is a scam! “People will lose money because of you!”

You are partly right. Many people will lose money due to inexperience and stupidity. But I believe that this is not my fault. Each of us has our own head on our shoulders. We decide for ourselves what to do and what not to do. The initiative comes from us.

I also lost almost $2000 on binary options at the beginning of trading. I only have myself to blame for this. But I don't regret it. Whether to make another deposit or not was my decision. I understood perfectly well the riskiness of my actions.

Okay, I think we've sorted out the ethics and morals. Go ahead…

Affiliate programs of binary brokers

Almost every binary options broker has an affiliate program. Today, approximately 10 large brokers work for the Russian-speaking audience. As far as I know. Maybe a little more. Today I myself work with 3 brokers:

These are exactly the brokers with whom I work as a trader. You can find the link to register for the affiliate program below home page these sites. As a rule, these are links " affiliate program " (Affiliate Program) or " For partners "(Affiliates).

Yes, this is a different advertising format. Both in terms of quality of traffic attraction and quantity. But why did I combine these methods? Very simple. Our task is to find thematic platforms for advertising. Finding them isn't that hard. To do this, we go to the site.

And using the search form, we look for thematic sites to place a banner or an article (you’ll have to write it yourself). To search, you can use the same words as when searching in - “forex”, “earnings”, “earning money”, “business”, etc.

Don’t forget to select “Search in statistics” before searching, as shown in the image below:

The system will provide a list of sites for the key you specify (for example, “earn money”). In the right column you will see numbers. This is the website traffic per day at the current time. Focus on sites with traffic from 300 to 2000 people per day. Do not need anymore.

Next, you look through the sites themselves and select the sites that are most suitable in design and with a small amount of advertising. Next, see if there is an “Advertising” section. See the conditions for posting a banner or article. If the conditions suit you, then contact the author of the site. If there is no advertising section, then still find the contacts of the site’s author and write a short letter - there are authors who run sites for the hobby and don’t think about monetization, and they won’t mind earning extra money if the initiative comes from you.

Example letter:

I agree, this letter is too pretentious and does not correspond to reality, but there will be more responses to it than you would simply write a letter on behalf of your loved one without the support of an all-powerful campaign.

And there is much more trust in a campaign representative than in a simple webmaster.

How much can you earn?

I am sure this question interests many. In fact, it all depends on you. It depends on how you work, what advertising tools you use, how you know how to analyze and test. Factors influencing final result quite a bit of. You can earn both $100 and $1000. And even more.

For example, in the first month, when I was just starting work, I earned only $600 with an investment of 4,500 rubles. That is, the profit was about $450.

Now the profit is slightly higher:

As you can see, in just over a month (from July 22 to August 31) $3,360 was earned. About $250 was spent on advertising. As you understand, this is not much.

What is the secret of such a conversion? - you ask. The secret is in the landing page, that is, the page that a person lands on using your referral link.

There are pages that convert very poorly (1 registration per 100 clicks) and there are pages whose conversion is off the charts (1 registration per 20-30 clicks). When you analyze promotional materials, then just look for nuclear landing pages, which will work 100% and bring you profit.

Let's look at a few examples of such landing pages...

For example, one of the broker's brokers has...

Which page do you think converts better? Yes, of course, the second one. Almost every options broker has mid- and high-converting pages. Then look for yourself in your partner’s admin area.

But, for example, Yandex Direct is unlikely to skip the second page during moderation, so for contextual advertising It’s better to use the first landing page option. But for advertising in mailing lists, article or banner placement, the second page is more suitable.

If we return to our sheep, I can say one thing...

In general, if you put in at least 50% of the effort and include 1-2 mailings and 1 campaign on Yandex Direct, then with a budget of 5-7 thousand rubles you can easily earn from $1000 to $2000 per month. Maybe even more, since the commissions in this niche are quite large ($100-$150).

That's all.

If you still have any questions or confusion, I look forward to your comments below.

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In the next issue...

So, in the next article, which will be published on September 16 (Monday), we will digress a little from the topic, CPA, etc.

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