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Palms children school food balance. Replenishment of a transport card via the Internet (Sberbank Online)

NUTRITION ACCORDING TO THE PALM SYSTEM
Dear parents!
The school has a system of payment for food "Ladoshki".

The main goal of this project is to create a convenient infrastructure that will allow parents to be calm for their child. Thanks to Ladoshki, there is no need to give cash to children, since the money is stored in a non-cash form on the parent's personal account. To pay for food, the system identifies the payer by the individual pattern of palm veins, and the amount is automatically debited from the account.

With the help of Ladoshki, the administration of the municipality can control budgetary funds for school meals. Food companies and educational institutions reduce the turnover of cash, and thereby minimize the cost of collection and the risk of fraud. In addition, educational institutions can plan the number of necessary products and adjust the menu.

The convenience of this system, first of all, is in the ease of use by students and information openness for parents who receive information about what the child has eaten - a healthy lunch or sweets, when visiting a personal account or via SMS.

A special terminal reads biometric indicators and identifies the owner. At the same time, payment is made, money is debited from a special current account, about which parents receive an SMS notification, so children do not need to carry cash or plastic cards with them. The student presents the check at the distribution and receives the selected dishes. Parents will only have to monitor the state of the account.

The payment system was provided by Sberbank of Russia, so there will be no problems with replenishment: you can deposit money in all payment terminals or through the bank's online services. For those who do not have a Sberbank card, it is also possible to replenish a child's account through a personal account on the Ladoshki website. All methods of replenishment - no commission!

The Ladoshki project has been implemented in schools in the Moscow and Voronezh regions, in Ivanovo and Cheboksary, Troitsk, Tyumen, Yaroslavl and the Novosibirsk region.

The Ladoshki project has become a socially significant innovation for the Yaroslavl region as well. The Ladoshki project in the city of Yaroslavl was implemented in the Secondary School No. 36, the Secondary School No. 18 and the Secondary School No. 89.

More about the project:

on the website http://ladoshiki.deti/

by phone 8 800 707 54 14 (toll-free) and +79051353232 (project supervisor from Sberbank)

This is the name of a new convenient biometric service, which since the beginning of September, boys and girls of Khimki school No. 31 are starting to use.

Now, in order for the schoolboy to have lunch, mom does not need to put crumpled hundred rubles into the secret pockets of briefcases and backpacks. Parents do not need to run to the bank with receipts to pay for borscht and mashed potatoes ahead of time. And do not even worry: suddenly the baby will lose the payment and will be left without lunch.

To get "the first, the second and compote" it is enough for the schoolboy to attach to the reading device... a palm.

The same goes for school passes. Children no longer have to walk around with a plastic card around their neck! The system identifies each child by a pattern on their hand.

Each student has his own personal account, to which parents can deposit money without leaving the computer. When the palm is applied, the required amount is automatically deducted from it. And of course, mom and dad can track whether their child has already had lunch, and how much money was spent on it.

In autumn Sberbank will connect all 33 Khimki schools to the new system. The city will be the first in Russia where a biometric ecosystem operates in secondary education institutions. So it is not for nothing that Sberbank was recently recognized as the most innovative financial institution in Russia (according to the international audit company Deloitte).

And this is how the payment for lunch with "Ladoshka" looks like. The child puts his hand on the reader. It "recognizes" the student by the individual pattern of veins - and writes off the necessary amount from his account. A second - and you can have lunch! Photo: Pavel FOMIN

For children and parents

“Ladoshki is a convenient way of non-cash payments for the smallest ones,” says Igor Mamontov, managing director of payments and transfers at Sberbank. - After all, the palm cannot be lost or transferred to another. With the help of "Ladoshka" you can not only pay for meals and "mugs", but also use it as a pass to school. The project is useful and convenient for both children and parents.

To use "Ladoshka", unlike a bank card, you do not have to wait until the child turns 14 - the project is also designed for elementary school. Even kids can now join the “cashless world”.

This is also convenient for teachers: during the break they will definitely have time to feed all the students. Nobody will go hungry! And the entrance on the "Ladoshka" guarantees that it was not the pass that "came" to the school, but the student himself. The authorities should also be satisfied: the system improves safety in schools and the quality of service.

Coming soon to your school?

Sberbank began developing and testing the system in 2015. As a result, we chose the technology that is the safest for the child, while allowing you to identify the owner with high accuracy.

Soon, "Autopayment" will be launched to replenish the "Ladoshki" account: that is, if the "manual balance" of a student drops to a certain level, it can automatically be supplemented from the parent Sberbank card. Great for busy parents! Now Ladoshki can be replenished through Sberbank-online.

By the way, since September the project has been launched not only in Khimki! On September 1, the project was launched for the first time beyond the Urals - in the Novosibirsk school No. 168. By the end of the year, it is planned to provide at least 150 schools with Ladoshkas in the Volgograd, Voronezh, and Ivanovo regions, as well as in Novosibirsk.

This is the name of a new convenient biometric service, which since the beginning of September, boys and girls of Khimki school No. 31 are starting to use.

To get "the first, the second and compote" it is enough for the schoolboy to attach to the reading device... a palm.

The same goes for school passes. Children no longer have to walk around with a plastic card around their neck! The system identifies each child by a pattern on their hand.

For children and parents

To use "Ladoshka", unlike a bank card, you do not have to wait until the child turns 14 - the project is also designed for elementary school. Even kids can now join the “cashless world”.

Coming soon to your school?

Sberbank began developing and testing the system in 2015. As a result, we chose the technology that is the safest for the child, while allowing you to identify the owner with high accuracy.

The new system of school meals Ladoshki is a modern way to pay for children's meals in schools. Now the child does not have to take money with him to school, which he may lose - just put his palm on a special reader so that it reads the individual capillary pattern on the hand and automatically debits the money from the parents' bank card. At the same time, parents receive a notification on their mobile phone not only about the debited money, but also about what exactly their child ordered.

There is another way to use the new system of payment for school meals, which is provided for students in elementary grades. In this case, the teacher enters data on a special screen about the children present and chooses to pay for collective meals, after which he leads the class to the already laid table.

For the card to work correctly, it is necessary to replenish the account with at least one children's lunch, and in order not to miss the time when the balance is empty, you will need to regularly check its status. It is very easy to carry out these actions in the ways described below.

You can top up your Ladoshka account by going to the official website of the baby food payment system, palm.children. Next, follow the following algorithm of actions:

You can also pay for school meals through Sberbank ATMs, as well as electronic terminals in your city. To do this, you will also need to enter the appropriate menu item, enter the details of the individual number and make a payment in the amount of at least 1 children's lunch at school.

Check the balance of the Ladoshka school meal card

In order for the child to continue to eat in the school canteen without having to carry money with him, using the Ladoshka school meal payment system, it is necessary to regularly monitor the money account on his individual account. This can be done in your personal account on the official website of the system, as well as when replenishing an account at terminals or ATMs, in the Sberbank Online system. Also, the child can independently check how much money is in the account by pressing the "Mini Statement" button on the reading terminal at the school.

To register in the personal account of the system, it is enough to perform several actions:

School food system Ladoshki

on sites (this site does not allow you to specify the name of the site

) has also been discussed. Here is an excerpt

Where can I see my child's personal account balance?

The balance of the child’s personal account can be viewed in the personal account on the Ladoshki.children website, when replenishing the personal account at ATMs, Sberbank payment terminals and the Sberbank Online system. The child can also view the balance of his personal account by pressing the "Mini Statement" button on the food terminal installed at the school.

How can I top up my child's personal account?

The Ladoshki service provides many ways to replenish:

By card or in cash through ATMs and payment terminals of PJSC Sberbank;

In the Sberbank Online system;

By connecting Autopayment of Sberbank

In your personal account on the Ladoshki.children website, you can "link" a bank card of any bank to the child's personal account, and the account will be replenished automatically;

If the "linked" card runs out of money, you can replenish your account one-time from any other bank card without "linking" it.

How can parents control the payment process?

All payments for food and replenishment of the child's personal account are reflected in the parent's personal account on the Ladoshki.children website. In addition, you can activate the SMS or e-mail notification service and receive information about what the child ate (hot lunch or sweets), how much and what is the balance of his personal account.

Is palm payment technology safe for children's health?

This technology is absolutely safe for the health of the child. The technology is based on obtaining a photo-image in the infrared range. Infrared illumination is comparable to the operation of a television remote control. The scanner has an expert opinion of the FBUZ "Center for Hygiene and Epidemiology in the City of Moscow" on compliance with the unified sanitary-epidemiological and hygienic requirements.

How do those children who have a 100% benefit pay?

The child will have an electronic wallet, it can be replenished, but for organized meals, for which the child is entitled to a benefit, money will not be debited, and if the child wants to buy something in the buffet, he can do it on the palm of his hand, subject to a positive balance.

Why is the use of biometric data chosen, and not, for example, a card?

In other regions, a project based on plastic cards was launched in the first schools, but children began to lose and forget cards often at home. Schoolchildren lost 30% of their cards during the first two months.

Why exactly the Palm, and not, for example, a fingerprint?

Palm identification is more reliable than fingerprint or retinal scanning. The pattern of palm veins is unique for each person and does not change throughout life. The vein pattern cannot be lost, faked or stolen.

How to pay for lunches if the terminal does not work (for example, problems with the Internet)?

The equipment retains the last balance that the child had before the Internet was turned off, and he will be able to receive power.

How will hygiene be observed when paying with hands?

Before eating, students do not touch the same place. It is necessary to bring the palm of your hand to the reader at a distance of several centimeters to scan the capillaries.

Is it possible to cancel the operation if the child left school due to illness before receiving meals in the canteen?

Cancellation of the operation is possible during the day. The cancellation is carried out by the teacher in the personal account or the responsible employee of the school in the personal account of the school administrator.

Is it possible to set a limit on the use of an electronic wallet so that the child cannot pay for lunch for the entire class or excess buffet products?

Yes, parents in their personal account can set a limit on the number of breakfasts and lunches per day, as well as on the total amount including buffet products. For example, parents can replenish an electronic wallet with 1,000 rubles and set a limit of 50 rubles a day, this money will be enough for one month, provided that the child pays one breakfast for 20 rubles daily and buffet products for 30 rubles.

Is it possible to lose money in an e-wallet?

Is a commission charged from parents when replenishing an electronic wallet from a card not issued by Sberbank?

Dear parents!

In the next academic year, a system of non-cash payment for food "Ladoshki" will be installed in our school.

A special terminal reads biometric indicators and identifies the owner. At the same time, payment is made, money is debited from a special current account, about which parents receive a notification in their personal account or by e-mail, so children do not need to carry cash or plastic cards with them. The student presents the check at the distribution in the canteen and receives the selected dishes. Parents will only have to monitor the state of the account.

The Ladoshki project has been implemented in schools in the Moscow and Voronezh regions, in Ivanovo and Cheboksary. This year educational institutions of the Republic of Tatarstan, Troitsk, Tyumen, Yaroslavl, Novosibirsk region join the project.

The Ladoshki project has become a socially significant innovation for the Yaroslavl region as well. The implementation of the Ladoshki project in the city of Yaroslavl has already begun in pilot educational institutions - MOU "Secondary School No. 18", MOU "Secondary School No. 89" and MOU "Secondary School No. 36".

More about the system of non-cash payment for school meals "Ladoshki":

on the project website http://paldoshki.children/

by phone 8 800 707 54 14 (toll-free)
Stay tuned - we'll keep you updated!

Presentation Ladoshki system

Ladoshki system rules

Appendix to the rules of the Ladoshka system

Palm System Question Answer

A new system of school meals has been introduced in secondary school No. 168.

You can pay for meals in the dining room with your palm.

The Ladoshki food payment system is a joint project of Sberbank PJSC, secondary school 168 and FUO UEC.

Ladoshki is an innovative school meal payment project that involves the introduction of automated cashless meal payment technology in educational institutions. It is based on biometric palm scanning technology. To pay, you need to enter the amount and simply bring your palm to the touch scanner. He considers the individual capillary pattern of the palm, and a special optical system built into the sensor identifies the payer, after which the amount is automatically debited from his personal account.

You can replenish your account through any channel for receiving payments at Sberbank PJSC - at bank branches, through Sberbank self-service devices and using the Internet bank, both in cash and using bank cards. It is also possible to pay with a bank card in your personal account on the Ladoshki.children website. Regardless of the chosen method of replenishing your personal account, no commission is charged for replenishing it.

What distinguishes the Ladoshki system?

lack of material identifiers (key chains, cards, etc.), which children often simply lose;
compliance with hygiene standards (no need to touch the device, biometric scanning of the capillary pattern of the palm occurs without physical contact with the scanner);
high speed of the operation (2-3 seconds);
convenient replenishment of a personal account (for example, online from a parent’s card)
the ability for parents to control what and when their child ate in their personal account
No commission for replenishing a personal account, regardless of the method of replenishment.

How the Ladoshki system works in our school and in other regions of Russia, you can see at the links below:

http://www.nsktv.ru/news/obshchestvo/v_novosibirske_shkolniki_smogut_oplachivat_obedy_prikosnoveniem_ladoni_020920160835/

Now, at the stage of launching our project, undoubtedly, many questions arise. You can send all questions to the employee of Sberbank PJSC assigned to our school - Nuyanzina Natalia Sergeevna to the email address [email protected]

Sberbank is going to launch biometric payment for school meals. The bottom line is this: a student comes to the dining room, shows his hand to smart technology. She reads the "drawing" on a child's pen and converts it into a digital code. And then deducts money for food from the electronic wallet of the parents. The idea is, to put it mildly, strange, and raises many questions.

Injure for life

At first glance, Sberbank's initiative is commendable. Introduce new technologies into our lives. But only for the first. And on the second one you start to think, and if a child (God forbid) is disabled, what should he do? No palm - no afternoon snack? But this case is rare and borders on black humor. Now let's imagine that one or another parent forgets to replenish the electronic wallet. Well, it happens, I forgot. Especially for the older generation, these newfangled innovations will only have to be mastered. So, there is no money in the account. The child put his hand to the terminal, and he tells him: you, my friend, will be left without lunch today. In Sberbank, I wonder what kind of reaction a baby might have? It can be trauma for life. Children, especially from poor families, are now generally difficult. I want an iPhone like Petya's. And my father has no money. And then there's no food.

However, Sberbank apparently has other goals. Similar equipment is also available in Sberbank offices. German Gref, as you know, generally a big fan of new technologies. For example, the state bank ordered one IT system and implemented it, spending a billion dollars. And after that, Gref informs the whole country that the recently installed system is outdated, and it's time to install a new one and, probably, spend another gigantic amount on it.

The most delicious market

Has the bank's strategy also manifested itself in paying for school lunches and breakfasts? After all, there is a supplier, equipment too. Why not implement it somewhere else, great, of course, making money on it. And who would “sell”, or rather, introduce? Of course, the state. We have a ministry of education, it has a new minister. As they say, a great start to the day. Signed a contract with the Ministry of Education and Science and got the best client for life. Pay as much as you need. Will pay on time. The state is big, rich, there is enough money for everyone. And even more so for the native state bank.

But there is another important nuance. Any parent knows how a child handles things. New shoes and a new briefcase in a month can turn into useless items that have lost their shape. Because it’s “fun” to splash through puddles in boots, and, of course, to play football with a briefcase. But it's great for school suppliers. Because the equipment, through the efforts of the guys, will constantly break down, which means that new orders are guaranteed. As the saying goes, believe good business. No, of course, you can assign a special security guard to the equipment by allocating a budget for his salary or once again taking money from his parents. And this guard will make sure that the children do not come close to the equipment once again. The best way to raise a screwed up person.

zombie kids

However, they don’t do anything with Russian children. Sometimes one gets the feeling that adults are conducting a grandiose experiment, setting the goal of educating robots. Schoolchildren have their temperature taken, they take blood for drugs. Instead of real study, they are simply coached on the exam questions. And now they are forcing you to show your hand. One question: did you happen to remember to ask schoolchildren if they want to show their hands to the machine? They, despite all the tricks of the state, understand everything and want to remain independent, whole people. Perhaps those who want to make money on schoolchildren should review the famous Pink Floyd video. There, the zombified children obediently go and fall into the meat grinder. Those who come up with another innovation for the school should consider that their children study in the same schools. Oh yes! We forgot that there are foreign educational institutions for elite children.

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