Maternal capital in the Republic of Mari El. What kind of assistance is available to low-income families? allowances and benefits for low-income families

Benefits and subsidies.

One-time assistance to women from low-income families:
1. Benefit paid on the condition that a woman is registered with a antenatal clinic before 12 weeks of pregnancy.
2. Maternity allowance for the unemployed. The monthly amount will be paid to those who were fired due to:
- Bankruptcy and liquidation of the organization.
- Closing of the company that provided the services of a lawyer, a notary.
- Closing of IP by an individual.
- A company that requires a license to carry out professional activities ceases to operate.
3. A one-time allowance for mom at the birth of a baby. The payment is due to the mother, regardless of which child she gave birth to. When each child is born, a sum of money is transferred to the parent's account.
4. The pregnant wife of a serviceman who is in the third trimester is entitled to a payment in the amount of 24.5 thousand rubles.
5. For children under guardianship, the amount of 15.5 thousand rubles is paid to the parent.

Monthly assistance to families with children:
1. Maternity allowance for working citizens. As a rule, it is provided only to mothers who worked. The employer is obliged to pay the employee a monthly amount equal to the established average earnings. This allowance varies from region to region.
2. Benefit for a child under 1.5 years of age. One of the parents is entitled to a cash payment in the amount of 40% of average earnings.
3. Payment for a child whose age is not more than 3 years. In accordance with Decree of the Government of the Russian Federation No. 1291, approved on November 30, 2015, the amount of payment is the amount of the subsistence minimum. Remember, this is the amount that must be paid every month for a child born third or next in a row in the family.
4. The child of a serviceman, a conscript (and not a conscript) is also entitled to monetary compensation. Parents can use the allowance until the child turns 3 years old.
5. The payment "for the loss of the breadwinner" is due to the child of a serviceman.
6. For a child under guardianship, an additional allowance should be paid in an amount close to the subsistence minimum. In the subjects of the Russian Federation, this amount is different.
7. Payment for a child whose age is from 7 to 16 or 18 years is due to all poor parents. Children are paid an amount ranging from 100 rubles to a thousand.
8. Allowance for poor families. Every month, a low-income family is entitled to a payment. Its size is set differently in each region, or it may not exist at all.

Educational benefits:
1. A child may enter state universities under the following conditions:
- Under 20 years old.
- Successfully passed the exam or passed the entrance examinations, gaining a certain number of points (passing minimum).
- The parent has a disability of 1 group and he is the only breadwinner in the family.
children from low-income families of younger age will be sent to kindergartens without waiting in line.
2. Younger children will be sent to kindergartens without waiting in line:
3. A child under 6 years of age must be given the necessary medicines.
4. When studying at school, the child will be given the opportunity to:
- Free two meals a day in the dining room.

In Russia, the maternity capital program has been extended - the program will operate for another three years. The fact that Vladimir Putin signed the relevant law became known on December 29. This is just one of the points of a large-scale program aimed at supporting large families, as well as young or low-income parents. What payments and benefits they can count on in 2018 - the iz.ru portal sorted it out.

Maternity capital extended until 2021

One of the most discussed and demanded programs in the field of demographic policy in recent years has been extended until 2021. The program, which was introduced in 2007, expired in December 2017, but Vladimir Putin had previously proposed extending it, as he said the program was a good incentive for families planning to have more than one child.

Maternity capital is provided one-time and is issued after the birth of the second and subsequent children in the form of a certificate - in 2016 and 2017 its amount was 453 thousand rubles. It will remain the same next year.

It is impossible to spend maternity capital just like that - to make sure that the money will really be used in the interests of the child, the creators of the program have provided a specific list of goals. For example, it includes spending on education or on improving housing conditions.

Matkapital can be received monthly

But since 2018, parents who really need financial support will for the first time be able to receive maternity capital funds in the form of small but monthly payments. The amount of the certificate remains the same.

Only those who become parents of a second or subsequent child after the onset of 2018 will be able to take advantage of the new measure of state support - such payments can be processed simultaneously with the submission of documents for registration of maternity capital. It will be possible to do this in the branches of the Pension Fund from January.

You can apply for such payments if the monthly income of each of the family members (including small children) is less than one and a half established subsistence levels established in the region where the family lives.

The state will help with the mortgage

From January 2018, a new mortgage lending program will also come into force, designed to support parents with many children. Vladimir Putin spoke about the need for it at a meeting of the Coordinating Council for the Implementation of the National Action Strategy for Children, which took place in the Kremlin in November 2017.

Those who take a mortgage at more than 6% per annum can count on help - then the state will help to “close” the remaining difference. For example, if we are talking about 10% per annum, the state will pay 4%.

At the same time, as the head of the Ministry of Construction, Mikhail Men, told reporters at the end of November 2017, those families who have already taken out a loan for housing will also be able to use the new state program - in this case, the possibility of refinancing the current mortgage is provided.

It should be borne in mind that officially the law does not establish uniform criteria for a large family and may vary from region to region. Most often, we are talking about families with three or more children. At the same time, most benefits are due after the birth of a second child, and in some regions (for example, in the Republic of Mari El), families with four or more children are considered large families.

There will be new one-time payments, and monthly ones will increase

If large families in Russia have always been supported, then from 2018 it will be possible to count on financial support after the birth of the first child - in this case, monthly payments are provided that parents will receive until the child reaches one and a half years. Their size will average about 10 thousand rubles, but in each case they will be calculated on an individual basis - this largely depends on the subsistence minimum established in the region.

“Payments will be determined in the amount of the subsistence minimum for a child in the region and for families with incomes that do not exceed one and a half times the subsistence level of the able-bodied population,” the president explained in November 2017.

It is expected that by 2021 about 144 billion rubles will be allocated for these purposes.

In addition, the already existing one-time payments at the birth of a child will double. In 2018, they will amount to 10,000 rubles for low-income families and 15,000 rubles for single mothers. At the end of 2017, it also became known that 60 constituent entities of the Russian Federation will receive about 50 billion rubles to pay subsidies to large families in 2018.

A separate line in expenses is support for parents caring for children with disabilities. Now they receive an average of about 6,000 rubles a month as compensation for the cost of caring for a disabled child, but from January 2018 this amount will double and amount to 12,000 rubles.

Free meals in schools, compensation for housing and communal services and other benefits

In addition to direct cash payments, parents of three or more children, as well as low-income families, can also count on other benefits. Children from low-income families who have not reached the age of 15, for example, are entitled to free vouchers to sanatoriums and rest homes.

A complete list of benefits that are provided to large families is given in the corresponding decree of the President of the Russian Federation.

This includes, among other things, free medicines prescribed by doctors for children under six years of age, free travel on public transport, priority in admission to schools and kindergartens, the right to free meals at school, as well as free parking.

In addition, large families can pay less on utility bills - by law, they are entitled to a discount of up to 30% (the difference in cost is reimbursed by the state). In the coming year, it, as well as payments for the purchase of goods for children, should double.

The main task of social policy in Mari El is support for citizens in need permanent residents on the territory of the Republic. Many parents with children fall into this category. With the help of allowances and other types of assistance, the normal life of families is ensured. The number of newborns is growing in the region.

• The Republic has federal benefits that are paid to all parents by category(for all newborns, children of military personnel or up to 1.5 years).
• In addition, a local system of social assistance and payments has been developed, aimed specifically at needy(those whose income is below the living wage). Part of the allowances is issued for (for example, for children left orphans and placed under guardianship).

Payment of federal benefits to families with children in Yoshkar-Ola

Federal benefits are paid for pregnancy, birth and childcare up to 1.5 years. The list of mandatory benefits is stipulated in Law No. 81-FZ of May 19, 1995 and is the same for all regions of the Russian Federation.

Payments are indexed annually. With 02/01/2019 due to inflation, all federal benefits increased by 4.3% (Regulation). Additional to wages and social benefits in the region do not apply.

The main state benefits for families with children are shown in the table below.

Scheduling and payment of child benefits

• • From the start of pregnancy

    • 12 weeks pregnant

  • When is issued and paid

    28 or 30 weeks pregnant

    • End of maternity leave

  • When is issued and paid

    Birth of a child

    • 0.5 years

    • (not limited)

    • 3 years

  • When is issued and paid

    End of maternity leave

    • 1.5 years

    • 3 years

  • When is issued and paid

    From birth or from 1.5 years

    • Under 16 or Under 18

• • When is issued and paid

    Adoption of a child

    • 3 months

    • 1.5 years

    • 3 years

    • 3 years

    • 18 years

    • 6 months after adoption

    • (not limited)

• • When is issued and paid

    180 days of pregnancy for a soldier's wife

    • The end of military service of the father of the child

  • When is issued and paid

    Birth of a child

    • 3 years

  • When is issued and paid

    The onset of the death of a soldier

    • 18 years

• • When is issued and paid

    Transferring a child to a family

    • 6 months after transfer

    • 18 years

expand

Schedule of child benefits by the terms of their registration and payment

• • 12
    weeks
    pregnancy
  • 28 or 30
    weeks
    pregnancy
  • Birth
    child
  • End
    maternity leave
    holidays
  • 0,5
    of the year
  • 1,5
    of the year
  • 3
    of the year
  • 16
    years
  • 18
    years
  • regional allowance
    per child*
  • Lump sum payments
  • Monthly payments
  • Payouts possible*

  * the start and end dates of payments are set at the regional level (most often from 1.5 to 16 years)

• • Lump sum payments
  • Monthly payments
  • Payouts possible*

  * the start and end dates of payments are established by regional laws (most often from 1.5 to 16 years), but not earlier than the moment of adoption of the child

  ** the right to receive benefits does not depend on the age of the child at the time of adoption

• • Lump sum payments
  • Monthly payments
  • Payouts possible*

  * can be paid from the moment the child is born until he reaches 3 years of age, but not earlier than the beginning and not later than the end of military service by the father

  ** paid from the moment of death of a serviceman until the child reaches the age of 18 or until the end of full-time education, but no later than 23 years

• • Lump sum payments
  • Monthly payments

According to the republican legislation, students studying off-duty, the following benefits are paid not from the state treasury, but from the budget of the educational institution (Article 17.1 of Law No. 50-Z of 02.12.2004): for pregnancy up to 12 weeks.

Regional child allowances in the Republic of Mari El

Most of the regional child allowances in Mari El are issued at the Center for the Provision of Social Support Measures to the Population and are paid from the local budget. All payments are established by the republican legislation.

• Required for registration permanent registration on the territory of Mari El.
• In most cases it is necessary Russian citizenship the applicant and the child, although some payments are also made to foreign citizens.
• A decision on an application for any benefit must be made by the responsible authority in the field of Social Protection of the Population within 10 days.
• The right to apply for payments is granted any of the parents, relatives or substitutes (with some exceptions, when the advantage is given to the mother).
• Most payments are indexed annually.

When applying for benefits, children in respect of whom the applicant is deprived of parental rights are not taken into account. When determining the order of birth, deceased children are taken into account if their birth was registered with the registry office.

Monthly child allowance

If the average per capita family income per person below the living wage(PM), parents can apply for an allowance for each child. It is issued to children. from birth to 16 years(or until the age of 18 if the child did not have time to finish school).

• Benefit due for every child- native, adopted, ward.
• Not assigned guardians and adoptive parents who already receive monthly funds for the maintenance of children transferred to the upbringing of the family.
• Need to reschedule payment once a year.

• The payout includes over the past 6 months. prior to the date of application (if the applicant had previously been eligible for this benefit).
• The procedure for assigning a monthly allowance is specified in Resolution No. 274 of December 30, 2004.

Monthly cash payment for the 3rd and next child

By birth or adoption after December 31, 2013 the third or next child, if the average per capita income is below the established indicator, the mother can apply for a special republican payment. It is paid for children from low-income families from birth to 3 years of age. The meaning of this payment is to provoke an increase in the birth rate in families.

• The amount of the allowance is equal to the child subsistence minimum in the region.
• First Right make a payment is provided mothers, and in the event of her death (incapacity) - to the father or adoptive parent, but not to the stepfather.
• The allowance is paid for each child in the family, starting from the third (for twins - for each of the children).
• The parent must be a citizen of the Russian Federation. The payment is not available to foreigners.

• Granting of payment is carried out including for 3 months preceding the submission of the application (but not before the emergence of the right to it).
• Once a year, you need to provide a new certificate of income of parents for 6 months.

According to Presidential Decree No. 606 dated May 7, 2012, payment is mandatory for regions with low fertility. However, due to the improvement in demographics over the past three years, the Republic of Mari El, starting in 2016, no longer meets this criterion.

In the region, the birth rate now stands at 14.6 newborns per 1,000 people, while the Russian average is 13.3 babies per 1,000.

In 2016, this payment can still be issued and received for children born in 2013-2016, and 40% of the amount will be subsidized from the state treasury. If the current birth rate continues, the amount of subsidies and the number of recipients will decrease in 2017.

Monthly allowance for the maintenance of orphans transferred to the family

Maintenance payments are assigned to each orphan child or left without parental care upon transfer guardian, foster or foster family.

• The allowance is not assigned if the guardian is appointed at the request of parents who are not deprived of parental rights.
• Foster parents should monthly remuneration. Guardians are not paid.
• Maintenance allowance paid for the entire period from the moment the grounds arose, if the application was submitted before the child's 18th birthday.

Other benefits for families who have adopted orphans:

• Free delivery of medicines for foster babies under 6 years old.
• Priority right to provide vouchers to sanatoriums and camps for children from foster families.
• Free travel by automobile urban and suburban transport for foster parents.
• Monthly compensation of 50% of payment for housing and communal services within the limits of the standards.
• One-time provision of children under guardianship, clothing, inventory and equipment in the amount of 30,078 rubles. and a one-time allowance of 500 rubles. at the expense of the organization in which they were trained (contained), after graduation.
• Other types of assistance listed in Art. 10 of the Law No. 50-З dated 02.12.2004

Regional maternity capital

Republican mother capital in Mari El can issue either parent after birth or adoption in the family fourth or next child if it happened after 01/01/2011.

• The payment is given to the family one time and one time.
• As in the case of the federal capital, the Russian citizenship of the applicant, his spouse and child is required, as well as permanent registration on the territory of the Republic for at least 3 years.
• Matkapital is indexed annually.

It is allowed to spend money on any needs of the family. They can be spent both together with the funds of the federal capital capital, and independently of them.

Other compensations and types of social assistance

In Mari El, parents are provided with assistance with children's education and payment for him (regardless of income level):

• Partial compensation of parental fees for kindergarten - 20%, 50% or 70% respectively for the first, second or third (and all subsequent) children in the family.
• Organization of education in medical institutions or at home for children with disabilities if they cannot attend school.

Particular attention is paid to the region low-income families(with an average per capita income below the subsistence level). Parents are provided with:

• One-time assistance upon application in kind or in cash, not more than once a year. You need to contact the social service center.
• Provision of free baby food for children under 1 year old who are on artificial (mixed) feeding.
• Free supplementary meals for children aged 1-3 with anemia.
• Reimbursement of 50% of the travel for sanatorium treatment of children with poor health (once a year).
• Providing free medicines for children up to a year.
• Providing free hearing aids for medical reasons for children under 16 years of age.

Special types of assistance are provided large families(Article 11 Article 10 of the Law No. 50-Z of 02.12.2004):

• Providing free land. You need to contact the local Committee for the management of municipal property.
• Social payment to reimburse the interest rate of 1.3% on an already issued housing loan for the construction of a house.
• Free meals for students. The application must be made to the educational institution.
• Monthly payment for travel 340-450 rubles.
• Issuance of free medicines in pharmacies for children under 6 years of age.
• Monthly compensation of 30% for utility bills and the purchase of fuel (within the limits).

Conclusion

Compared to Mari El, there are fewer children per child. Only the main payments are valid here:, and. A variety of benefits are relevant to the listed categories and parents with many children.

All compensations and benefits in the Republic are transferred to applicants without delay. The birth rate in the region is growing even without additional incentives for parents.

Local maternity capital in Mari El differs in its registration rules from similar payments in other regions. Matkapital is issued to any of the parents for the fourth or next child in family. The amount of the payment is very small - only 58,379 rubles, but sometimes more than the amount in some regions.

Decent housing for large families is an important component of a comfortable climate and proper upbringing of children.

To date, Russian legislation, both at the federal and regional levels, has taken some measures to provide such families with preferential social housing. Many large families, according to this law, are eligible for housing.

It should be said that especially for large families, a preferential mortgage is provided, which allows you to purchase housing on credit on more favorable terms, we also recommend paying attention to the program for a young family - affordable housing.

On the regional levels various additional privileges and benefits have been developed to expand living space, obtain land, receive one-time financial assistance, etc. Different regions provide for different provision. To find out what benefits exist for large families at the regional level, you need to contact the social protection authority at the place of residence.

According to Art. 49 of the Housing Code of the Russian Federation, low-income families with many children have the right to receive social housing. We will consider in detail how to get an apartment for a large family: where to start, which authorities to contact.

Social assistance from the state: conditions for provision

In order to receive social assistance for housing from the state, it is necessary to collect a number of documents and submit them to the appropriate local authority. The state commission competent in these matters will consider all the documents and, in case of a positive decision, put them on the waiting list for housing.

To apply for social housing, it is necessary to obtain the status of a large family and document that the family really needs state assistance.

Step-by-step instruction:

• First of all, you need to get the status of a large family. To do this, contact the local social security authority and write an appropriate application. Copies of the birth certificates of all minor children must be attached to the application.
• To confirm that a large family needs social assistance, you should contact the local government. Social housing for large families is provided if the income does not exceed the subsistence level in the subject of residence. In this case, the family is assigned the status of the poor.
• You should also have a social housing contract or a certificate of ownership of the apartment.

The provision of apartments to large families is carried out on a first-come, first-served basis. To join this queue, it is necessary to provide a prepared package of documents to the local municipal authority:

• on confirmation of the status of a large family,
• document for existing housing (if any),
• passports and birth certificates of all residents of the specified living space,

The collected package of documents should be supplemented with a statement that the family needs to improve their living conditions.

All these documents are submitted to the local municipal authority. Within about a month from the date of submission of documents, the authorized body makes a decision on consent (or disagreement) in placing a large family in a queue for housing.

Apartment for a large family

Families on the waiting list for better housing conditions are provided by the state with subsidies for the purchase of housing or its construction.

In order to receive a subsidy, you should regularly check with your local municipal authority your queue for housing and the status of your application for housing improvement.

Social housing for large families in 2019 is provided by the state in the form of certificates. In this case, the money is transferred to the account according to the certificate issued for a large family. The family is obliged to spend these funds only on the purchase of housing in the primary or secondary market or on its construction.

It is also worth noting that the allocated amount of money is not always enough to radically change living conditions. Therefore, it is very useful for the family to collect feasible funds in advance, which will help in acquiring decent housing.

One of the most difficult social problems in our country is the housing issue.

It is especially acute for (MS). While some families are forced to huddle in a small living space, others do not have their own housing at all.

This has the most negative consequences for the whole family, and especially for small citizens.

Therefore, we will consider what is provided for by the legislation of the Russian Federation to resolve this issue.

Legislative regulation

In order to receive benefits and benefits provided for families with many children, it is necessary that the family be given the status of a large family, and a certificate confirming it must be obtained.

This document gives Department of Social Security at the place of residence.

In line with Presidential Decree No. 431 “On measures for social support for large families” dated May 5, 1992 (as amended on February 25, 2003), the status of the MS is determined by the regional authorities. This concept is defined in the laws of the regions. In addition, each region of Russia has its own legislative acts regulating measures to support the category of citizens in question. For example, in Moscow these issues are regulated by the law “On social support for families with children”.

Also, a family can be assigned a status, so that it can take advantage of additional ones. In this case, the average per capita income should be less than the established one. At the same time, there must be good reasons for the low income. It should be noted that the level of state aids and payments to these families is directly dependent on the economic situation of the region of the Russian Federation.

It is noteworthy that large families with foster children who need housing can receive housing from August 1, 2016, provided that the income per person does not exceed the subsistence level. At the same time, they should not have their own housing or living space. The same rights are enjoyed by families whose housing area is less than the norm by 1 person (an average of 10 m² in the regions). To receive this benefit, you must join the housing queue.

Another perk is this. It is issued from the budget to partially compensate for the amount of purchased housing, and the rest of the family pays on its own. For example, in the capital, families with three children have the opportunity to receive a 100% subsidy for the purchase of housing. When a subsidy is paid, the family is removed from the queue for social housing.

In addition to the benefits considered, a large family can get a piece of land for housing construction (ZhS). This benefit is provided for families with three or more children. The area of ​​the land allotment depends on the subject of the Russian Federation, but not less than 6 acres. Land ownership is transferred completely free of charge. But it is provided only once. The legislation of some regions of Russia may allow the allocation of land not only for building a house, but also for farming.

Land ownership is allocated within the locality where a large family lives (registration at the place of residence must be at least five years). Although it is issued on a first-come, first-served basis, the waiting time is usually much shorter than when providing a housing subsidy or housing under a social lease agreement.

Federal laws do not provide for preferential taxation of land. However, local authorities have the right to establish them in the form of deferred payment, partial exemption from taxation for a specified period, as well as a reduction in the rate of this tax.

In addition, additional preferences have been developed in the regions that make it possible to expand the area of ​​housing, purchase a plot, receive one-time financial assistance, and so on. It should be noted that in different regions, provision is provided that differs from that adopted in other subjects of Russia.

According to article 49 of the LC RF, low-income families with many children are entitled to social housing. Also, they are provided with reimbursement for the cost of renting housing. In addition to the above, the authorities of some subjects of Russia can partially compensate such families for the costs during the construction of a house on a dedicated plot. Let us consider in more detail some of the legislative acts of the Russian Federation that regulate the issue of providing housing to MS in the current year.

Federal legislative acts

Draft Federal Law No. 98035393-2 "(edition of the conciliation commission adopted by the State Duma of the Federal Assembly of the Russian Federation on November 17, 1999) of the Federal Law "On State Support for Large Families" regulates a system of measures to provide material assistance to MS to increase the birth rate in the Russian Federation, as well as create the necessary conditions for a full-fledged development of children from these families.

According to the 2nd article of this bill, in order to obtain the status of MS, it is necessary to have 3 or more children who are under 18 years old. Article 3 establishes that the costs of exercising the rights and benefits of such families are compensated from the federal and regional budgets. These funds are transferred to the regional authorities, which provide these benefits as part of the funding provided by government agencies.

Article 5 regulates housing benefits for MS. For example, the free provision of apartments (within the norm of living space) as a matter of priority in accordance with the relevant legislative acts of the Russian Federation. It is noteworthy that additional reasons for recognizing the families in question as in need of an increase in living space are established by the regional authorities.

In addition, this draft law provides for the priority provision of land plots with an area of ​​0.15 hectares, a one-time provision of land plots for the formation of farms and enterprises with preferential taxation in accordance with the laws of the Russian Federation.

This Federal Law was rejected by the President of the Russian Federation (letter No. Pr-30 dated January 3, 2000), so the State Duma withdrew this bill from further consideration.

Provision of land plots

Federal Law of June 14, 2011 No. 138-FZ states that MCs are entitled to the provision of a free land plot. Amendments made to the law regulating support for HS and to the Land Code establish that cadastral registration regarding real estate objects of the Federal Fund for Support of HS can be carried out by a state institution accountable to the federal state executive body by decision of the latter.

Large families with 3 or more children can now receive land ownership free of charge, which are municipal or state property, for example, for individual housing associations.

The grounds and procedure for the transfer of land allotments, including their maximum size, are regulated by regional laws.

Land holdings related to federal or public property, which are planned to be allocated to large families, may first be given to municipalities for free. In addition, plots owned by a municipality may be transferred to the possession of another municipality in order to subsequently be transferred to these families free of charge. However, federal law establishes that the transfer of land holdings should not take place through auction, and it should not be preceded by coordination of the location of the plots.

It is noteworthy that the law separately stipulates this issue for Moscow and St. Petersburg, as they experience an acute shortage of land for housing construction. This means that if large families living in these cities decide to build a house, then they will be allocated a land plot, most likely, not on the territory of these cities, but in the suburbs.

Also, this document eliminates the contradictions between the provisions of two laws - on the state real estate cadastre, as well as on support for housing construction. For example, a unified list of state bodies has been established, which are obligated to conduct cadastral registration and maintain a state real estate cadastre. These amendments are effective from the moment they are published on official Internet resources and printed publications.

Decrees of the President

To date, the status of MS, as well as the financing of its social support, are regulated Decree of the President dated 05.05.92 No. 431.

It gives the regions the opportunity to independently decide which categories of families need economic support. In this regard, the Ministry of Finance should establish the procedure for financing.

This is due to the fact that in each subject the concept of “MS” is defined differently, since in one region a family with 3 children is a common occurrence, and in another it is a rarity. For example, in the capital, since 2009, benefits are due to MS who have 3 or more children before the youngest child turns 16 or 18, provided that he is studying in a general education institution. In the Republic of Mari El (Volga Federal District), where large families make up a significant percentage of the total number of families, only a family with at least four children is a large family.

From the reviewed article, we saw that the legislative framework governing the issues of obtaining housing for large families is very complex and requires improvements in many issues. In addition, regional housing legislation differs in many subjects of the Russian Federation. But in some cases this has great advantages for the family, since regional benefits can be much more than federal laws provide.

Innovations 2019

In 2019, families with many children in need of better housing conditions can take advantage of Federal and regional programs. This category of citizens should be aware of following legislative innovations:

1. The government provides assistance to large families in solving housing issues. Depending on the region of residence, they are available in 2019: a loan for the construction of a private house, which does not provide for the payment of interest; subsidies; obtaining warrants for public housing; participation in the real estate privatization program; obtaining a new apartment instead of dilapidated housing (similar quadrature).
2. Families with many children can still take part in state programs for the purchase of housing on a mortgage: “Young Family”, “Affordable Housing”, etc. After the loan documentation is issued, the state will reimburse part of the costs within a certain number of years, subject to the borrower making timely monthly payments.
3. Families with many children who decide to purchase housing on a mortgage can count on lower annual interest rates, an increase in the term of the loan, a reduction in the amount of the down payment, etc.
4. When applying for a refinancing program, this category of borrowers may qualify for more favorable and comfortable conditions.
5. If a large family decides to develop a household or farm, then a land allotment will be allocated to it free of charge. They are also given the opportunity to transfer land plots that are on the balance sheet of their locality into private ownership.
6. The draft Federal Law No. 98035393-2 was not supported by the President, therefore, the opportunities described in the legislative act for improving the living conditions of large families in 2019 are not possible.
7. Regional authorities should be guided in matters of providing municipal housing to large families by Presidential Decrees No. 431 of 05.05.92. Applicants will need to stand in line at the regional municipality or at the administration of their locality. As soon as their turn comes, they will receive the housing subsidy required by law.

About state assistance in the acquisition of residential real estate or its construction is described in the following video: